Entering Chinarecently
Some netizens said on social platforms
“Guangdong announces health insurance deficit”
February 20thAccording to the Guangdong Provincial Medical Security Bureau
As of the end of December 2024
Basic medical insurance in Guangdong Province
The number of insured people reached 111.88 million
Continues to rank first in the country
This is an increase of 1.47 million over the same period in 2023
The balance of the pooled fund for the current period was 40.348 billion yuan
Achieve a balance of payments with a slight surplus
The number of employees participating in medical insurance increased by 3% year-on-year
The number of people insured by medical insurance can reflect the “popularity” of a region to a certain extent.
According to the data, as of the end of December 2024, the number of people enrolled in Guangdong’s basic medical insurance reached 111.88 million, an increase of 1.47 million over the same period in 2023, a year-on-year increase of 1%, and continued to rank first in the country.
The increase in the number of people insured by medical insurance, especially the number of employees participating in medical insurance, reflects the overall progress and stability of society on the one hand, and on the other hand, it also reflects the attractiveness of Guangdong to the employed.
Among the 111.88 million people, 49.98 million participated in the basic medical insurance for employees, a year-on-year increase of 3%; The number of people participating in the basic medical insurance for urban and rural residents was 61.9 million, basically the same as the same period last year.
Medical insurance makes all kinds of talents rooted in Guangdong feel at ease and work safely. The number of people insured by Guangdong’s basic medical insurance has increased steadily, the quality of insurance has been continuously improved, and the insurance structure has been continuously optimized, which has been commended by the National Medical Security Administration.
According to the relevant person in charge of the Guangdong Provincial Medical Insurance Bureau, in 2024, Guangdong will fully implement the work deployment of the long-term mechanism of national insurance, give full play to the big data collection capacity of the national medical insurance information platform, deeply integrate the data of public security, health, civil affairs, taxation and other departments, improve the “one person, one file” insurance database covering the entire population of the province’s insured and household registration and permanent residence uninsured, implement the “efficient completion of one thing”, realize the “birth of one thing” for newborns, and further promote the national insurance plan. Solidly carry out the work of expanding the coverage of insurance.
There is no deficit in the current balance of the medical insurance fund
While the popularity has increased, the income and expenditure of Guangdong’s medical insurance fund have also been quite stable. According to the data of the medical insurance fund express report in December 2024, the income of the overall fund of Guangdong basic medical insurance (including maternity insurance) in 2024 will be 249.830 billion yuan, the expenditure of the overall fund will be 209.482 billion yuan, and the current balance of the overall fund will be 40.348 billion yuan.
Among them, the income of the overall fund of basic medical insurance for employees (including maternity insurance) was 173.770 billion yuan, the overall fund expenditure was 134.162 billion yuan, and the balance of the current period was 39.608 billion yuan; The income of the basic medical insurance fund for urban and rural residents was 76.060 billion yuan, the fund expenditure was 75.320 billion yuan, and the balance of the current period was 740 million yuan.
Health insurance experts explain that more is not always better. A modest balance can ensure the smooth operation of the fund, but an excessive balance may mean that the fund is not being used efficiently or that resources are wasted.
Balance of income and expenditure, a slight balance, is the ideal state of the operation of the medical insurance fund, not only “do our best” to ensure the medical needs of the insured, but also “do what we can” to achieve the safe and steady operation of the fund.
At the same time, Guangdong has also strengthened the management of the budget and final accounts of the basic medical insurance fund, continuously optimized the reform of medical insurance payment methods, deepened the centralized procurement of drugs and medical consumables and the reform of pharmaceutical service prices, strengthened fund supervision and management of designated medical institutions, and established a long-term mechanism for cost control, so as to promote the fine management of the whole chain of income and expenditure of the basic medical insurance fund, so as to ensure the safe and stable operation of the Guangdong basic medical insurance fund and further improve its sustainability.
