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Be careful! The NFC function of the mobile phone turned out to be the "ATM" of scammers

Do you think that the NFC function of the mobile phone is only used to swipe the bus card or pay quickly?

But what you may not know is that scammers have set their sights on this handy feature and turned it into an “ATM” that steals your bank card deposits!

With just a few steps, tens of thousands of yuan or even hundreds of thousands of yuan may be swept away under your nose. Hurry up and check yourself!

Case 1

Mr. Li received a call from someone claiming to be the airline’s customer service, who said that his flight had been cancelled due to mechanical problems, and asked if he would choose to change or refund his ticket. Mr. Li chose to change the ticket, and the other party further stated that he could refund 300 yuan to the bank card because he had purchased insurance for him, but he needed to operate through “corporate payment”.

Under the guidance of the other party, Mr. Li used China Merchants Bank Card to open the “Rest Assured Borrowing” service on the Douyin platform, and borrowed a total of 100,000 yuan in two installments according to the other party’s requirements.

Subsequently, Mr. Li was asked to download a software named “NFO-X” and swipe the card through the NFC function of his mobile phone. Mr. Li completed two large-value transactions as instructed, and when the other party asked for a third swipe of the card, Mr. Li noticed that it was abnormal, but he had been defrauded of 98,000 yuan.

Case 2

After turning on screen sharing, Ms. Luo’s mobile phone was remotely controlled, and even the screen went black automatically.

Subsequently, Ms. Luo was asked to put her bank card close to the NFC recognition area of her mobile phone and instructed her not to operate the mobile phone. Soon after, the other party disconnected after sending a fake message saying “Membership closure successful”. Ms. Luo and her family checked and found that the money in the bank card had been transferred.

What is NFC?

NFC, short for Near Field Communication, is a short-range wireless communication technology that allows devices to exchange data within 10 centimeters.

When using the NFC function of mobile phones in daily life, you should use secure applications and payment systems to avoid random and unfamiliar payment operations.

Analysis of fraud methods

1. Disguise your formal identity

Citing “flight failures” and “cancellation of membership fees”, the victim is nervous and uses the sense of urgency to reduce their vigilance.

2. Implement fraudulent swiping with the help of NFC function

The victim is asked to bind the bank card information with fake software through the NFC function, and directly read and transfer the funds in the card.

3. Remote control creates a sense of fear

Techniques such as screen sharing are used to make victims mistakenly believe that the other party is doing legitimate operations, further increasing trust.

4. Falsifying success information to divert attention

The scammers send fake “successful cancellation” messages to get victims to let their guard down and delay discovering that the funds have been stolen.

Police remind

1. Be wary of “customer service” calls: When you receive a call claiming to be a customer service, be sure to verify their true identity, especially when sensitive information such as changes and refunds are involved.

2. Be cautious about using NFC function: avoid unfamiliar payment operations through NFC function at will, and beware of being stolen.

3. Refuse screen sharing: Any operation that requires screen sharing or remote assistance should be highly vigilant to avoid revealing personal information.

4. Stop loss in time: Once you notice that you have been deceived, you should immediately call the bank customer service number to freeze the bank card and report it to the police.

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未经允许不得转载:Entering China » Be careful! The NFC function of the mobile phone turned out to be the "ATM" of scammers

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